Don't make any adverse changes to your financial "picture" during this time between approval and closing.
Innocent mistakes range from applying for a new department store credit card, to purchasing a refrigerator for the new house, to buying a new car, to quitting a job to go full-time into a new business.
When you supply us information to help verify your income, employment, assets and credit history, we will obtain a credit report directly from the credit bureau.
2 years W-2's( two years complete
tax returns if paid bonus, commission or self employment)
1 month of pay stubs
3 months' statements (monthly or
quarterly) for all checking, savings, retirement, and any other
asset accounts
List of all debts including
balances, minimum monthly payments, and account numbers for all
outstanding credit card debt, home loans, student loans, business
loans, auto loans, etc.
Copy of the agreement of sale, deed
and survey (if available) for the house being purchased; or deed,
survey and title policy if refinancing.
Equal
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